What types of features might disqualify a manufactured home from being financed?

Manufactured homes need to meet certain criteria to be eligible for financing, with compliance to the HUD Code being one of the most critical requirements. The HUD Code sets standards for the construction, design, and performance of manufactured homes, ensuring their safety and quality. If a home does not comply with these standards, it becomes difficult for lenders to assess its value and safety, which in turn affects financing options. Additionally, a lack of necessary documentation, such as title deeds or certifications, can also prevent a manufactured home from qualifying for financing. Ensuring that these compliance and documentation requirements are met is essential for obtaining financing.