What types of claims are included in Group B?

The category of claims known as Group B typically encompasses types of damage that are more related to intentional acts against property, often reflecting scenarios where there is malicious intent or property damage not caused by natural events. This includes vandalism and malicious mischief, where a person's actions intentionally damage or destroy property. This distinction is important in understanding insurance policies related to manufactured homes, as these claims may be handled differently compared to those arising from natural disasters or accidental damage.

In contrast, claims related to water and freeze, fire and explosion, or wind and hail typically fall into other categories based on the nature of the incidents - whether they are caused by natural phenomena or accidental occurrences. Understanding these classifications helps homeowners and insurance professionals navigate the risks associated with manufactured homes and the specific coverage options available.