What is the minimum dwelling coverage for Platinum features?

The correct choice reflects that the minimum dwelling coverage for Platinum features is set at 100% of the Replacement Cost. This means that in the event of a loss, the policy will provide compensation that equals the full cost of rebuilding or repairing the manufactured home to its original condition, rather than just a percentage of that cost. This coverage is crucial because it ensures that homeowners can fully restore their property without incurring out-of-pocket expenses beyond their insurance limits. By guaranteeing the full replacement cost, it offers peace of mind and financial security. This feature is particularly important in situations where construction costs may exceed the initial purchase price, ensuring that homeowners are adequately protected against inflation or increases in material costs over time.