What is required for a seasonal or secondary manufactured home policy with Allstate?

Get ready for the Tennessee Manufactured Homes Exam. Use flashcards and multiple-choice questions with hints and explanations to prepare efficiently. Pass your exam with confidence!

To obtain a seasonal or secondary manufactured home policy with Allstate, the requirement that the applicant has a primary residence insured for at least 60 days is essential. This condition ensures that the applicant has a stable primary living situation, demonstrating commitment to a more permanent residence while seeking coverage for a secondary home. Insurance companies often look for such ties to a primary residence to mitigate risk and confirm the applicant's residency status.

The other options are not standard requirements for this type of policy. For instance, extra fees might be associated with different policy types, but they are not a specific requirement for eligibility. Similarly, health inspections or proof of employment are not relevant factors in determining eligibility for a manufactured home policy, which focuses more on the properties of the homes and the insured's residence status.

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