What defines a seasonal dwelling according to Allstate's policy?

The definition of a seasonal dwelling according to Allstate's policy encompasses the concept of a manufactured home that may be vacant but is specifically categorized as a secondary property. This classification highlights that seasonal dwellings are not occupied as primary residences but instead are used occasionally, often during certain times of the year, such as holidays or weekends.

A manufactured home designated as a secondary property signifies that while it may be unoccupied for prolonged periods, it is nonetheless recognized as a valuable asset that requires specific insurance considerations. This is particularly important for ensuring that the property is adequately protected during periods of vacancy, which aligns with the overall intent of insurance policies to mitigate risk for properties that are not regularly inhabited.

In contrast, other options either describe dwellings that are used consistently year-round or don't specifically focus on the criteria for defining seasonal properties, thereby not aligning with the comprehensive nature of how Allstate characterizes seasonal dwellings.